Loans, compared honestly

Every loan offer in one place. Find the rate that's actually yours.

Vyaaj compares personal, home and business loans from 30+ lenders, then shows the true cost of each — so you stop overpaying on interest.

Free to check No impact on credit score 2-minute form
Apply for a loan Free · 2 mins

Free · No impact on credit score · Takes 2 minutes

How it works

Three steps to a better rate

No branch visits, no chasing paperwork, no guesswork on what you'll actually be charged.

1

Tell us what you need

Loan amount, purpose and a few quick details. Takes about two minutes — and it's all online.

2

Compare real offers

See rates, monthly EMIs and the total cost from multiple lenders, side by side. Checking never touches your credit score.

3

Apply with confidence

Pick your match and finish the application online. Approved funds can reach your account within hours.

What you can compare

One place for every kind of loan

Whatever you're borrowing for, see the whole market before you commit.

Why Vyaaj

Built to be on your side

Most loan sites push you to whoever pays them most. We show you everything, then get out of your way.

True cost, upfront

Not just the headline rate — the APR, processing fees and total you'll repay, shown plainly on every offer.

No hit to your score

We check eligibility with a soft enquiry. Compare as many times as you like — your credit score stays untouched.

30+ lenders, one form

Fill in your details once. We match them against banks and NBFCs so you never fill the same form twice.

Matched to you

We surface offers you're actually likely to be approved for — so you're not let down after getting your hopes up.

Secure & private

Bank-grade encryption protects your data, and we never sell it. You control who sees your information.

Real humans, if you want

Stuck on a decision? Talk to a Vyaaj advisor who has no stake in which lender you pick.

30+
Lenders compared
₹500Cr
In loans matched
4.6
Average user rating
2min
To see your offers

From our borrowers

Money saved, stress avoided

★★★★★

“My bank quoted me 16%. Vyaaj found me 11.4% on the same loan in five minutes. I had no idea the gap was that big.”

RK
Rohan K.
Personal loan · Pune
★★★★★

“What I liked most was seeing the full cost, not just the EMI. No hidden processing fee surprises later.”

SM
Sneha M.
Home loan transfer · Bengaluru
★★★★★

“As a small business owner I dreaded the paperwork. One form, three offers, funds in two days. Genuinely easy.”

AV
Anand V.
Business loan · Surat

Questions, answered

The things people ask first

Will checking my offers affect my credit score?
No. Vyaaj uses a soft enquiry to check your eligibility, which is invisible to lenders and leaves your credit score untouched. A hard enquiry only happens later, with your explicit consent, when you choose to formally apply with a specific lender.
Is Vyaaj free to use?
Yes — comparing offers and applying through Vyaaj is completely free for you. We're paid a referral fee by the lender when a loan is successfully disbursed. That fee doesn't change your rate, and because every lender pays us similarly, we have no reason to favour one over another.
How quickly can I get the money?
For pre-approved personal loans, approved funds can reach your account within a few hours. Secured loans like home loans or loan against property take longer because of valuation and documentation, typically a few days to a couple of weeks depending on the lender.
Is my personal and financial data safe?
Your data is protected with bank-grade encryption in transit and at rest. We only share your details with a lender when you choose to proceed with their offer, and we never sell your information to third parties.
Which loans can I compare on Vyaaj?
Personal loans, home loans, business loans, loan against property, education loans and balance transfers — across leading banks and RBI-registered NBFCs. We're adding new lenders and products regularly.
What documents will I need?
To see indicative offers, just a few basic details. To formally apply, lenders typically ask for ID and address proof (Aadhaar/PAN), recent salary slips or bank statements, and for secured loans, property documents. Vyaaj tells you exactly what each lender needs before you start.

See what you could really be paying

It takes two minutes, it's free, and it won't touch your credit score. Your best offer might be a few percent away.

Join thousands of borrowers who stopped overpaying.

Get your best loan offer

Takes 2 minutes · No impact on credit score

Free & instant 100% secure Results in 2 min

Application received!

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